About Skoor
Risk infrastructure for modern banking.
Skoor is a modern risk platform for money movement, built by people who have run payments and compliance work in production and wanted the picture of what is safe to be a product, not a habit.
The thesis
Three sentences.
A modern bank runs its own core, its own rails, and hundreds of programs on top of them.
The picture of what is safe is still assembled by hand: exports, sheets, and the memory of whoever has been there longest.
Skoor makes that picture a product: every event ingested, every transaction and program scored, every decision recorded.
What we believe
Four rules the platform is built on.
Every Skoor, every KRI, every metric on the platform reports how many observations sit behind it. Where nothing has been measured, the platform says null. A default number is a lie with a decimal point.
Which decisions the platform makes alone is a written, versioned policy. A decision moves from reviewed to automated only when the labeled set shows it is safe to, and only when a person changes the version.
Every decision is chained to the one before it, with its narrative, its evidence, the policy version, and the person who signed. A bank that can show its record can approve faster next time.
A bank that built its own core did not do it to add middleware. Skoor reads what the stack already emits, acts through the API the stack already has, and leaves the ledger alone.
How we work with a bank
Walkthrough, pilot, the line, production.
Forty minutes with risk, compliance, and the engineer who owns the rails. Your rails, your programs, and the decisions your team makes by hand today, mapped onto the six layers.
The platform runs against your test environment on your own events. Sandbox keys only. You see your programs scored, your alerts routed, and your record chained before anything touches production.
With your compliance and legal leads we write the policy: what the platform may close alone, what always waits for a person, and which actions need two approvers. Versioned, and applied the same way to every alert.
Your keys, your environment or ours, the same six layers. Monthly metrics with their n, a board pack, and an examiner export from the first month.
Who
Skoor is led by JJ Juras.
Founder. Prior work building payment and compliance infrastructure. LinkedIn →
Start with a walkthrough.
Forty minutes on your rails, your programs, and the decisions made by hand today. You leave with the line between automated and reviewed written down.
Claude is a product of Anthropic, PBC. Skoor is an independent company and is not affiliated with or endorsed by Anthropic or by any bank.